We’re empowering people to FeelGood about their money.
We’re been on this journey since 2004, when we built the first ever peer-to-peer lending company to give people access to simpler, better-value loans and investments. When it comes to money, we think everyone deserves a fair deal, so since we launched, we’ve helped hundreds of thousands of customers to take the stress out of money by building our business on honesty, transparency and trust.
Our journey’s always evolving, and we’ve just launched a bank. But a different type of bank – one that empowers its customers to take control of their finances and FeelGood about their money.
If you embrace being challenged beyond the norm, aren’t afraid to think differently and are motivated by working somewhere you can really make an impact, you’ll love life here at Zopa.
As a Senior Data Scientist at Zopa, you will be leading high impact projects related to data and modelling, across a broad range of topics such as credit risk, fraud detection, pricing, and customer engagement. You will own the full lifecycle of your project, including the discovery of business opportunities through statistical analysis, data curation and processing, feature engineering, development of machine learning model, deployment to production, and model monitoring. You will engage with senior stakeholders across the company, influence critical business decisions, and make direct impacts on our products and millions of customers.
On daily basis, you will work closely with product managers, analysts, data engineers and software engineers to make progress of your project. You will also support other data scientists by knowledge sharing, code review, collaboration on common utilities and analytical infrastructure.
You love data, you are passionate about tackling real world problems with data
You have proven track record of solving complex data problem and deliver business value
You are a scientist; curious to learn, and have an inquisitive mind to delve under the surface and challenge status quo
You are fearless in innovation, for the good of our customers and the world
You are a great communicator, you enjoy influencing decision makers with insights from data
You can foster mutual understanding and trust with stakeholders of different perspectives
You are a team player, striving for the success of the team and collaborate with an open mind
You have the can-do attitude with strong commitment to get the job done
Ideally you'll have
Proficiency in SQL
Excellent Python skill with good understanding of best practice in software engineering
In-depth knowledge of the PyData stack (e.g. Pandas, Scipy, MatPlotLib, Scikit-learn, Keras)
Solid knowledge of statistics (e.g., Monte Carlo, hypothesis testing, confidence intervals, maximum likelihood, bootstrap, Bayesian inference)
In-depth knowledge in machine learning algorithms: logistic regression, random forest, gradient boosted trees, neural networks, k-means, etc
Working knowledge of Git, Docker, CI/CD, REST API
Bonus points for...
Experience of full lifecycle of a data science project, from data collection, EDA, model optimization to deployment and monitoring
Experience with AWS services (SageMaker, Redshift, Lambda, S3, etc)
Domain knowledge in consumer lending, credit risk, online business
Experience in optimization algorithms, deep learning, reinforcement learning
Working knowledge of Linux/Unix
4+ years of experience in analytics or scientific researches
A STEM degree, preferably PhD
Contribution to open source projects
Check out our Head of Data Science, Dr. Jiahang Zhong's new blog post here!
We are happy to offer this role on a remote basis, with some travel to our London Bridge office for collaboration days and company events.
To thrive here, you’ll need to:
Champion our customers. Whatever your role, you’ll be close to our customers. We care passionately about doing the best for them.
Help us make fearless choices. Our environment is fast-paced, agile and open. You’ll solve interesting and challenging problems, and be trusted and empowered to bring your ideas to life.
Walk the talk. Like us, you’ll be honest, stick to your promises and face the tough moments head-on.
Win smarter. You’ll be always on the lookout for a better way of doing things, going beyond ‘good enough’ and welcoming different points of view.
Be in it together. You’ll join an ambitious, diverse and all-round approachable team with a mix of ideas and talents who inspire each other to be better every day.
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to great products and unique company culture. We simply can’t expect to empower our customers to better manage their money without challenging the current status quo. Creating the best place for money is no easy task, which is why we need talent from all walks of life.