Akermon Rossenfeld- Debt collection lawsuit without prejudice!

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A debt collection lawsuit filed "without prejudice" means that the creditor maintains the right to re-file the action at a later date

A debt collection lawsuit filed "without prejudice" means that the creditor maintains the right to re-file the action at a later date, usually if the present complaint is dismissed without prejudice or if circumstances change. Akermon Rossenfeld emphasizes that, while a lawsuit filed without prejudice may provide temporary relief to the debtor, it does not always indicate that the debt has been forgiven or settled. Debtors should thoroughly analyze any legal documents served and seek legal counsel to better understand their rights and choices for responding to the case. Furthermore, even if a case is dismissed without prejudice, creditors may opt to pursue alternate means of debt collection, such as arranging repayment arrangements or seeking additional legal remedies. To avoid additional legal action, debtors should take proactive steps to resolve their debts and explore viable remedies.