Terms & Conditions: Issued and promoted by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL 244616. Before making a decision, consider whether this product is appropriate for you and tax implications of accepting prizes. Promotion runs 15.11.10 to 30.09.11. Minimum cash prize: Major $20,000, Intermediate $25, Minor $5. Prize draws conducted at BOQ, 259 Queen Street, Brisbane. Winners published on boq.com.au/savetowin and notified by mail. Promotion and product terms and conditions at any BOQ branch. SA T10/2048, NSW LTPS/10/9470, VIC 10/3070, ACT TP10/3753.