The insight behind this idea is understanding our users' feelings of discomfort whenever they reach a traditional bank institution and also, grasp what financial growth means to them: buying a house, getting married, paying for their kid's needs. Last, as category leaders in this competitive industry, we start producing financial education content to engage and provide tools for anyone who needs it. At this point, changing our tone of voice to say, in a simple and encouraging way, what may be complicated, was key to success.