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We’re not exactly a bank, a savings account, or a lender... There's not really a word for what we do, yet... We think we can use automatic and tech to find a smarter ways to do a bit of all of the above. Think of us as your guardian [AI]ngel. Our face is a fun and easy-to-use app with an active community supporting us as we grow. Behind the scenes, we plug into your bank account via OpenBanking APIs to make data-led decisions that automatically make good things happen for your money. Or to put it more human terms - we use some clever algorithms to automatically make tailored saves (and hopefully more things in the future) for you, based on your spending habits and income.