Ladies Wine and Design asked me to record a video for them with some industry insight and advice in regards to Furlough, Universal Credit and the current Government package for freelancers. "Finances can be complex at the best of times and even more so in the current climate. From Freelancers to Full-time employees and everyone in between. Creative recruiter, Nikky Lyle has offered to help explain all the ways the government is offering financial help. " Ladies Wine and Design, London. Furlough, Universal Credit, etc... What is it, how do you apply for it, how does it benefit you? What happens if you're set up as an LTD? And what support can you get from your bank as a small business owner?