When you consider Professional Insurance for your creative business, what matters? Cost, service, coverage, or need for Insurance at all?
I know insurance isn't the attractive part of the world, but like a graceful swan gliding on the water, we all need the legs flapping away underneath!
Replies5
- Great question @Mark Kreling, I've just sent you a DM!
- @Louisa // SOLA Thank you Louisa. As a broker I have access to several Insurers including Hiscox and others, like Markel and Beazley for these covers, it's great that you shared your wisdom and experience.
- As an artist it was public liability insurance - the higher the coverage, the better. I used a-n. As a coach, it’s need and specificity and I use Hiscox.I suspect a lot of creatives don’t know they need it if they work with people/teams/on set/in public
- @Sarah Brewster Thank you sharing Sarah, its useful to know where the pain points lie.Depending on their work, freelancers contracting on a project often ideally should have their own cover, but admittedly this isn't always practical or feasible. Each situation needs judging on it's own merits.The point of multiple sets is interesting, if you do come across this I may be able to assist.
- Coverage and cost for us - admittedly we're not technically a creative business and just work for the sector. An issue creative clients find is flexbility in coverage...especially when hiring freelancers or when working on multiple sets rather than permanent sites.
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