CoGo is an app that helps consumers align the money they spend with their environmental and social values, helping consumers have a voice by allowing them to vote with their wallet, and helping businesses that are taking positive environmental and ethical actions to maximise the ROI of these initiatives. Over the last 6 months, we have developed and launched a world-changing carbon footprint calculator, allowing our users to see the carbon impact of their purchase in real-time, by plugging into their banking transaction data via the UK’s Open Banking Standards. This has been launched in Beta in the UK, with a New Zealand version currently under development for release this year. Following the launch of our new carbon footprint beta product in the UK, CoGo is on a high growth trajectory during 2020. In New Zealand, we are building the country's first Open Banking style app, while in the UK we are partnering with major high street banks and retailers bringing a massive growth in our user base. We are continuing to develop our core features, alongside some of the world's leading experts, including our carbon footprint calculator, behavioural nudge framework and ethical recommendation engine.