iwoca

iwoca offers flexible credit to small businesses across Europe, allowing them to take advantage of opportunities previously only available to their larger peers. From placing larger stock orders to bridging cash-flow gaps, finance helps power our customer's growth. We launched iwoca in 2012 and have already grown into one of Europe's leading fintech lenders. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance. That means we offer instant decisions and have no upfront fees, no lengthy forms and no long-term commitments. Most importantly technology has allowed us to build a revolutionary risk model that understands any small business based on its trading data. Take an online retailer for example - analysing customer feedback scores, seasonal trends and profit margins helps us to predict the company's future health. In fact we look at thousands of data points for every applicant to make fair lending decisions, instantly. Since 2012, we've lent over £400 million to 20,000+ businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown to a fun and vibrant team. However, we’re still small – our aim is to finance a million small businesses within a decade and we need more smart, hands-on people to help us reach this goal. Get in touch if you think you might be the right person for our team. Working at iwoca: You will always have a say in the business and have the opportunity to really make a difference. Joining our team means you will be working on some cool projects and get the opportunity to really make a difference to people’s lives. We also help all our employees become top performers and reward everyone in numerous different ways. Everyone at iwoca is smart, humble and motivated to do a good job so you are bound to love working here. In addition to a competitive salary, we also provide the following: - A smart, fun and internationally diverse team - together, we represent over 35 different nationalities - Company retreats in great locations - we have at least two per year in places like the French Alps and by the Spanish seaside - A really lovely office in central London - we’re right by Tottenham Court Road, and close to the bars, theatres and restaurants in Soho and Fitzrovia - Pool, ping pong, foosball tables and tournaments, morning yoga and an ever-growing number of active clubs (you can set up your own!) - such as climbing, chess, cycling, football, running, boxing, etc - Regular novelty perks such as free massages, which can be proposed by anyone in the team - Plenty of drinks and snacks in our office kitchen - Cycle-to-work scheme for great value bikes - Company-wide talks with internal and external speakers - Enhanced maternity/paternity leave and shared parental leave - Stock options for all employees after 6 months within the business - 25 days holiday a year, plus all UK Bank holidays, plus a day off for your birthday - The opportunity to give your time to support a charity of your choice, via a paid volunteering day - Additional leave so that you can take more time to go travelling or to study, outside of your holiday allowance